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A recent TransUnion study found that more than 23 million U.S. consumers would be classified as Super Prime, the highest-rated consumer credit risk group, when evaluated by TransUnion’s CreditVision® risk score. Compared to the use of a traditional risk score, the use of CreditVision would increase the percentage of consumers in the Super Prime risk category from 12% to 21%. Consumers in this risk group are typically eligible for better rates and terms on credit products, enabling the savings of thousands of dollars over the course of a loan.

The study also showed that approximately 26.5 million consumers, who previously could not be scored, can be effectively scored using CreditVision. Nearly 3 million of those previously unscored consumers would be placed into the Prime or Super Prime risk tiers.

“The majority of lenders rely h...

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Clifton O'Neal
Vice President, Corporate Communications
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Dave Blumberg
Public Relations Director, Corporate Affairs
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