Social Media Releases

CHICAGO, IL--(Marketwired - May 21, 2013) - The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) decreased to 0.69% in Q1 2013 from 0.73% in Q1 2012. The delinquency rate experienced a sharp 18.8% seasonal decline from the end of 2012, when it stood at 0.85%. Average credit card debt per borrower also dropped 1.7% to $4,878 in Q1 2013 from $4,962 in Q1 2012. On a quarterly basis, card debt decreased 4.8% from $5,122 in Q4 2012. This i...    Read More >>

CHICAGO, IL--(Marketwired - May 8, 2013) - The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) in Q1 2013 dropped 21% versus last year; and now stands at 4.56%. Since last quarter, the mortgage delinquency rate declined 12%. Both on a year-over-year and quarter-over-quarter basis, this is the best improvement in mortgage delinquency since TransUnion began observing the data point in 1992.  "We are pleased to report that the nationa...    Read More >>

CHICAGO, IL--(Marketwire - Feb 20, 2013) - The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) increased to 0.85% in Q4 2012 from 0.78% in Q4 2011. The delinquency rate is also up from the third quarter, when it stood at 0.75%.  Average credit card debt per borrower has dropped 1.6% to $5,122 in Q4 2012 from $5,204 in Q4 2011. On a quarterly basis, card debt rose 2.5% from $4,966 in Q3 2012. This information is reported by TransUn...    Read More >>

TORONTO--(Marketwire - Feb 5, 2013) - TransUnion's quarterly analysis of Canadian credit trends found that the average consumer's total debt (excluding mortgage) increased nearly 6% from $25,960 at the end of 2011 to $27,485 in Q4 2012. The year-over-year increase was the largest of its kind for a fourth quarter since 2009. On a quarterly basis, national debt levels rose 2.7%, the largest such increase between the third and fourth quarters since 2008. "Increases in person...    Read More >>

CHICAGO, IL--(Marketwire - Dec 18, 2012) - TransUnion released its annual national auto loan delinquency forecast today indicating that the ratio of borrowers 60 or more days past due will remain near record-low levels throughout 2013. TransUnion also forecasts that auto debt per borrower will continue its uptrend next year, jumping from an expected $13,689 in Q4 2012 to $14,133 at the end of 2013, a sign that auto financing will continue to grow as new and used car sales increase. ...    Read More >>

CHICAGO, IL--(Marketwire - Nov 27, 2012) - The national auto loan delinquency rate (the ratio of borrowers 60 or more days past due) rose from 0.33% in Q2 2012 to 0.38% in Q3 2012, though it remains near historic low levels. One year ago, the auto loan delinquency rate was 0.47%.  While auto loan delinquency rates remain relatively low, bank auto debt per borrower continued to rise, increasing 5% from $12,902 in Q3 2011 to $13,571 in Q3 2012. This information is r...    Read More >>

TORONTO--(Marketwire - Nov 14, 2012) - TransUnion's quarterly analysis of Canadian credit trends found that the average consumer's total debt (excluding mortgage) increased at its greatest rate in nearly two years, jumping 4.6% in Q3 2012 to $26,768. The nation experienced both its largest quarterly (2.1%) and annual (4.6%) growth since Q4 2010. In the last five years between Q3 2007 and Q3 2012, inflation as measured by the Consumer Price Index has risen 9%, yet total consumer...    Read More >>

CHICAGO, IL--(Marketwire - Oct 17, 2012) - A new TransUnion study has found that people who monitor their own credit files open significantly more new auto loans and credit cards, and perform generally as well on those loans as consumers who do not monitor their own credit. The study found that consumers who monitor their credit in any given credit score range not only open far more new accounts than those who do not, but it may indicate that these consumers recognized the importan...    Read More >>

TORONTO--(Marketwire - Aug 23, 2012) -  TransUnion's quarterly analysis of Canadian credit trends found that the average consumer's total debt (excluding mortgage) rose modestly, increasing by $192 in Q2 2012 to $26,221. Although this continues the trend of inflationary growth seen in the past five quarters, Q2 2012 is still the highest debt level per person seen to-date. The nation has now experienced consecutive quarters of accelerated growth when comparing both quarter over quarter (0...    Read More >>

CHICAGO, IL--(Marketwire - Aug 14, 2012) - The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) dropped to 0.63% in Q2 2012 from 0.73% the previous quarter. The credit card delinquency rate is at its lowest level since reaching 0.60% one year ago in Q2 2011. Prior to that, the last time the credit card delinquency rate was below its current level was in Q4 1994 (0.61%).This information is reported by TransUnion and is part of its ongoing series of quarte...    Read More >>

BOSTON, MA--(Marketwire - Jun 28, 2012) -   A new TransUnion survey found that both large and small property managers are faring better than they did one year ago and are more easily attracting residents while increasing rental prices. The survey of 1,248 property managers across the country took place in early June and is being released during the 2012 National Apartment Association Education Conference & Exposition in Boston. The breakdown of survey respondents inclu...    Read More >>

TORONTO--(Marketwire - May 31, 2012) - TransUnion's quarterly analysis of Canadian credit trends found that the average consumer's total debt (excluding mortgage) grew slowly during Q1 2012, rising only $69 to $26,029. This maintains the trend of relatively slow growth seen in the past five quarters. Since the Q4 2009, Canadians' debt growth, on a year-over-year basis, had been declining. It's lowest growth rate was 0.98% between Q4 2010 and Q4 2011. This first quarter marks a reversal in th...    Read More >>

CHICAGO, IL--(Marketwire - May 16, 2012) - The national credit card delinquency rate (the rate of borrowers 90 or more days past due) dropped to 0.73% in Q1 2012 from 0.78% Q4 2011, with current levels well below historical norms. Average credit card debt per borrower decreased $242 from Q4 2011 to $4,962. These decreases reversed a negative trend that saw both the delinquency rate and average debt per borrower rise during the last six months of 2011.Looking at the year-over-year trend, the ...    Read More >>

CHICAGO, IL--(Marketwire - Apr 25, 2012) - A new TransUnion analysis on the apartment rental market found that the average rent for the nation increased 4.4% from $829 in the first quarter of 2011 to $865 in the first three months of 2012. However, many major rental markets experienced declines in prices during this same timeframe. For the purposes of this analysis and to ensure the validity of the information, national data was collected from property managers utilizing TransUnio...    Read More >>

CHICAGO, IL--(Marketwire - Feb 28, 2012) - The national auto delinquency rate (the rate of borrowers 60 or more days past due) decreased on a year-over-year basis for the ninth consecutive quarter, dropping from 0.59% in Q4 2010 to 0.46% Q4 2011. On a quarter-over-quarter basis, auto delinquencies remained essentially flat compared to 0.47% in Q3 2011. This is according to TransUnion's ongoing series of quarterly analyses of credit-active U.S. consumers.The end of 2011 was only the third time...    Read More >>

CHICAGO, IL--(Marketwire - Feb 22, 2012) - The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) reached 0.78% in the fourth quarter of 2011, a drop of almost 5% from the same period one year ago and continuing well below historical norms. Average credit card debt per borrower increased $239 from the same period last year to $5,204, though it too remains near record-low levels. For the quarter, credit card delinquencies and debt both experienced seasonal ...    Read More >>

DENVER, CO--(Marketwire - Feb 9, 2012) - With rental vacancy rates at their lowest levels in 10 years*, a review of TransUnion's proprietary rental screening database found that rental prices remained about the same between the fourth quarters of 2010 and 2011. The average rent for the nation declined from $831 to $820, though the average deposit increased from $269 to $284.** The information was released today in conjunction with the 2012 TransUnion Property Management Summit held in downtow...    Read More >>

CHICAGO, IL--(Marketwire - Dec 7, 2011) - TransUnion released its annual forecasts today on consumer credit, which indicate that national mortgage loan delinquencies (the ratio of borrowers 60 or more days past due) will decline to about 5% by the end of 2012 from just under 6% at the conclusion of 2011. After six consecutive quarterly declines between Q4 2009 and Q2 2011, 60-day mortgage delinquencies are expected to rise through Q1 2012, peaking at 6.02%. TransUnion forecasts mortgage delin...    Read More >>

CHICAGO, IL--(Marketwire - Nov 21, 2011) - The national auto delinquency rate (the rate of borrowers 60 or more days past due) decreased on a year-over-year basis for the eighth consecutive quarter, dropping from 0.58% in Q3 2010 to 0.47% Q3 2011. However, auto delinquencies rose slightly for the quarter, moving up from 0.44% in Q2 2011. This is according to TransUnion and its ongoing series of quarterly analyses of credit-active U.S. consumers and how they are managing credit related to mort...    Read More >>

CHICAGO, IL--(Marketwire - Nov 8, 2011) - The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) increased for the first time since the end of 2009, edging upward to 5.88% at the end of the third quarter in 2011. This information is reported by TransUnion and is part of its ongoing series of quarterly analyses of credit-active U.S. consumers and how they are managing credit related to mortgages, credit cards and auto loans."Until this quarter, we had seen...    Read More >>

CHICAGO, IL--(Marketwire - Aug 23, 2011) - The national auto delinquency rate (the rate of borrowers 60 or more days past due) decreased for the seventh consecutive quarter, dropping to 0.44% at the end of the second quarter in 2011. This is according to TransUnion and its ongoing series of quarterly analyses of credit-active U.S. consumers and how they are managing credit related to mortgage, credit cards and auto loans.Although auto delinquencies were expected to fall since last quarter i...    Read More >>

CHICAGO, IL--(Marketwire - Aug 10, 2011) - The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) decreased for the sixth consecutive quarter, dropping to 5.82% at the end of the second quarter in 2011. This information is reported by TransUnion and is part of its ongoing series of quarterly analyses of credit-active U.S. consumers and how they are managing credit related to mortgages, credit cards and auto loans.Although mortgage delinquencies were expected ...    Read More >>

LAS VEGAS, NV--(Marketwire - Jun 24, 2011) - A new TransUnion survey found that a higher percentage of large property managers (persons managing 201 or more units) were able to increase rental prices last year compared to small property managers (managing 200 or fewer properties). Sixty-four percent of large property managers said rental prices on their units have increased. Thirty-six percent of small property managers indicated an increase.The survey of 1,252 property managers across the co...    Read More >>

CHICAGO, IL--(Marketwire - May 31, 2011) - According to TransUnion's quarterly analysis of trends in the auto industry, the national 60-day auto delinquency rate (the ratio of auto loan borrowers 60 or more days past due) reached its lowest level since TransUnion began tracking the variable in 1999. For the first quarter of 2011, it stood at 0.49 percent.On a national level, auto loan delinquencies fell 17 percent quarter over quarter (4Q10: 0.59 percent) and 25.8 percent year over year (1Q1...    Read More >>

CHICAGO, IL--(Marketwire - May 23, 2011) - Consumers, in general, are repaying their credit card debt in a timely manner, with delinquency rates in the first quarter of 2011 reaching levels not seen in almost 15 years, according to new data released by TransUnion today.TransUnion's quarterly analysis of trends in the credit card industry revealed that the national credit card delinquency rate (the ratio of bankcard borrowers 90 days or more delinquent on one or more of their bank-issued credi...    Read More >>